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Archive for July, 2009

Unbelievable Waterfront Home! $910,000

Six years old; 5 bedroom 3 bath w/ over 4000 Sq. feet. , home with so many upgrades. 200 ft of water frontage on the Potomac River,100’lighted pier w/boat lift and 2 jet ski lifts. New 50 yr roof w/130mph wind warranty.Open floor plan, Custom Hickory Cabinets, Double oven granite counters, Italian tile floor, fireplace. First floor master suite,upper level family room, open foyer, hand crafted front door. View the water from almost every room. Located in the community of Swan Point.

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Monique Hailer – Century 21 New Millennium

Web: www.somdforsale.com

M: (443)532-5407 Email: moniquehailer@mris.com

Southern Maryland Waterfront Real Estate. If you are interested in selling waterfront or buying waterfront in Charles, Calvert or St. Mary’s County. If you have a question or need any information please feel free to contact me. (443)532-5407.

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REDUCED $50K! Wonderful Cobb Island waterfront. Quaint 4 bedroom 2 bath cottage with beautiful beach on serene Neale Sound. Approx. 300 ft. of waterfront. Complete with 3BR, 1BA in main house and 1BR, 1BA in in-law/au-pair suite. Both with complete kitchens. Also features detached garage for storage and/or parking. Ready just in time for your summer enjoyment.

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Monique Hailer – CENTURY 21 New Millennium

Web: www.somdforsale.com

M: (443)532-5407 Email: moniquehailer@mris.com

Southern Maryland Waterfront Real Estate. If you are interested in selling waterfront or buying waterfront in Charles, Calvert or St. Mary’s County. If you have a question or need any information please feel free to contact me. (443)532-5407.

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Step 1: Prioritizing Your Needs

Start by establishing a list of features that you desire in a home and provide the reasons why. Use it as your basic search guide, but remember that depending on your financial situation, you will probably need to make some compromises. In addition, talk to your CENTURY 21 New Millennium real estate professional about where you want to live. Location is a critical part of any home purchase. Our real estate agents are trained to assist clients in narrowing down their choices by providing the latest market trends and local information like neighborhood statistics and community links.

Step 2: Determining How Much House You Can Afford

Once you know what you want in a home, you need to find out what you can afford. Use our mortgage – qualifying calculator to begin crunching the numbers.The next step is getting pre-approved for a mortgage. The pre-approval process will take into consideration your personal information such as income, debt and credit history. The information will be used to determine your maximum loan amount. Once you find a property, the remaining pieces of the loan application can be completed. By definition, a pre-approved buyer has an approved mortgage subject to an appraisal of the property. A buyer can often use this pre-approved status as leverage during the negotiation process.

Step 3: Searching for the Perfect Home

When you get a good idea of the community you’d like to live in and have your loan pre-approval papers in hand, you can begin searching for your dream home. It’s a great idea to start your house-hunting search online. It will save you time and assist you in pinpointing properties that meet your search criteria.The next step is to contact your local CENTURY 21 New Millennium real estate professional to arrange for visits at homes in your desired neighborhood and price range. When you start viewing properties, it’s a good idea to take notes as you walk through. When you visit too many homes, the unique features of each property will start to become a blur.

Step 4: Negotiating the Offer

Once you find the perfect home, you will need to make an offer to the seller. This is typically the most difficult part of the home-buying process because the involved parties have completely opposite goals. In general, the more you know about a seller’s motivation, the stronger negotiating position you have. For example, a seller who must relocate quickly due to a job transfer may be amenable to a lower price. Other so-called “motivated sellers” include people going through a divorce or who have already purchased another home.Remember that the listing price is what the seller would like to receive, but it is not necessarily what they will settle for. Before making an offer, check the recent sales prices of comparable homes in the neighborhood to see how the seller’s asking price stacks up.

Step 5: Inspecting and Insuring the Property

As soon as the seller accepts your written offer, the document becomes a legally binding contract. You will need to coordinate various home inspections, arrange for homeowner’s insurance, and finalize the mortgage.The purchase contract can be written to include a contingency for any repairs needed on the property or related items that the seller must take care of before closing. If these items are not dealt with, and you have such a clause in your contract, you can delay or possibly cancel the closing. If it’s not stated in the contract, you could face losing your deposit. There may also be costly legal implications stemming from backing out of a contract.An “inspection contingency” is always a good idea because it protects you as a buyer by allowing you to cancel closing on the deal if an inspector finds serious problems with the property. You will usually have the right to choose the inspector (and be responsible for paying for the inspections). You should consider inspections for structural soundness, insects, environmental hazards such as asbestos or radon gas, etc.Contingency clauses usually satisfy the concerns of both the buyer and the seller. Buyers also can protect themselves by inserting additional necessary contingencies. You can indicate which items like curtains and appliances are to remain with the house and then stipulate that you have the right to personally inspect the home 24 hours before closing to make sure all is in order.

Step 6: Closing on Your Home

Before the big closing day, you should make sure all the necessary paper work and deposits have been completed. If the mortgage, title work, homeowners insurance and other items necessary under local and state laws are not completed and brought to the closing table, the closing may not occur on time. Depending on what the contract indicates, this could result in further action including financial penalties and even the loss of your rights to the home.Once the property is officially yours, you may want to consider a few things before you move in. These items include arranging for an alarm system, turning on the electricity and phone, connecting to cable, cleaning or replacing the carpet, etc. This is also a good time to make some needed renovations such as interior painting.

Monique Hailer – CENTURY-21 New Millennium

Mobile: (443)532-5407

Email: moniquehailer@mris.com

Search for current properties for sale: Southern Maryland Waterfont Solomons Island Waterfront

If you’re a waterfront buyer, or a real estate seller, although this particular post is not about real estate, you’ve still come to the right place. If you’re interested in buying or selling waterfront real estate in the cities of Solomon’s, Clements, Lusby, Dunkirk, Owings, Huntingtown, California, Lexington Park, Leonardtown, Hollywood, Saint Leonard, Cove Point or any other city Calvert, Charles or St. Mary’s Counties , I’ve sold real estate in most every city in the vicinity, So if you have any questions about the area, please feel free to ask. www.somdforsale.com

I write many posts about things to do and places you can visit in Calvert, St. Mary’s and Charles Counties . Sit back and relax and browse my blogs. Southern Maryland Real Estate Blog

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Are you relocating somewhere in the DC Metro area? Are you receiving any discounts or benefits from your employer when you move?

If not, tell your employer about the Total Home Services (THS) Program! Total Home Services is a specialized program that offers YOU benefits when you are buying, selling or refinancing. Here are some of the discounts:

  • 10% discount off your agent commission side (avg. $1,000 value)
  • One-half point credit on mortgage (avg. $1,800 value)
  • Free Home Warranty ($495 Value)
  • $150 Title Settlement Credit

In addition to these benefits when you are buying, selling or refinancing, you can also receive discounts from our THS partners. Companies like Sears Contract Sales, Marlo Furniture, Town and Country Movers and many more are offering discounted services to you for becoming a part of the THS Program.

CLICK HERE to find out more about the THS Program and how to enroll your company!

Monique Hailer – CENTURY-21 New Millennium

Mobile: (443)532-5407

Email: moniquehailer@mris.com

Search for current properties for sale: Southern Maryland Waterfont Solomons Island Waterfront

If you’re a waterfront buyer, or a real estate seller, although this particular post is not about real estate, you’ve still come to the right place. If you’re interested in buying or selling waterfront real estate in the cities of Solomon’s, Clements, Lusby, Dunkirk, Owings, Huntingtown, California, Lexington Park, Leonardtown, Hollywood, Saint Leonard, Cove Point or any other city Calvert, Charles or St. Mary’s Counties , I’ve sold real estate in most every city in the vicinity, So if you have any questions about the area, please feel free to ask. www.somdforsale.com

I write many posts about things to do and places you can visit in Calvert, St. Mary’s and Charles Counties . Sit back and relax and browse my blogs. Southern Maryland Real Estate Blog

Read Full Post »

At CENTURY 21 New Millennium, we’re not just a business, we’re a part of the community. We are sincerely committed to making our world a better place. We actively support a variety of charitable institutions including: More and more people need help with today’s economic struggle. Work with company that cares about it’s local community. It’s about giving back!

http://helpstmarys.com

Monique Hailer – CENTURY-21 New Millennium

Mobile: (443)532-5407

Email: moniquehailer@mris.com

Search for Homes: Southern Maryland Waterfont Solomons Island Waterfront

If you’re a waterfront buyer, or a real estate seller, although this particular post is not about real estate, you’ve still come to the right place. If you’re interested in buying or selling waterfront real estate in the cities of Solomon’s, Clements, Lusby, Dunkirk, Owings, Huntingtown, California, Lexington Park, Leonardtown, Hollywood, Saint Leonard, Cove Point or any other city Calvert, Charles or St. Mary’s Counties , I’ve sold real estate in most every city in the vicinity, So if you have any questions about the area, please feel free to ask. www.somdforsale.com

I write many posts about things to do and places you can visit in Calvert, St. Mary’s and Charles Counties . Sit back and relax and browse my blogs. Southern Maryland Real Estate Blog

Read Full Post »

Super Clean! 2 Bedroom 1 bath condo (960 Sq. Feet). You must see to believe this one. Nice size bedrooms with open floor plan. Average Elec Bill $68 month. Open plan w/ pergo floors and new carpet. First floor walk-out to level ground and small patio w/ storage area. Why pay rent when you can own this cute condo! Only $123,000. Minutes to Patuxent River Naval Air Station. Perferct for First Time Home Buyer!

Monique Hailer – CENTURY-21 New Millennium

Mobile: (443)532-5407

Email: moniquehailer@mris.com

Search for Homes: Southern Maryland Waterfont Solomons Island Waterfront

If you’re a waterfront buyer, or a real estate seller, although this particular post is not about real estate, you’ve still come to the right place. If you’re interested in buying or selling waterfront real estate in the cities of Solomon’s, Clements, Lusby, Dunkirk, Owings, Huntingtown, California, Lexington Park, Leonardtown, Hollywood, Saint Leonard, Cove Point or any other city Calvert, Charles or St. Mary’s Counties , I’ve sold real estate in most every city in the vicinity, So if you have any questions about the area, please feel free to ask. www.somdforsale.com

I write many posts about things to do and places you can visit in Calvert, St. Mary’s and Charles Counties . Sit back and relax and browse my blogs. Southern Maryland Real Estate Blog

Read Full Post »

Peace of Mind Protection The Advantages of a Home Protection Plan
You buy homeowner’s insurance to protect your investment against storms, fire and theft. So why not purchase a plan that provides protection on the things you use every day? No one can tell how long a furnace, air conditioner, water heater or appliance will last… particularly as they get older.

The Warranty Group Home Protection Plan provides repair or replacement protection on many of your home’s major mechanical systems and built-in appliances for 12 or 24 full months after the closing date. If a covered item should breakdown due to normal wear and tear, you simply call the toll-free, 24 hour Customer Care Line and arrange for repair service.

  • Security – You don’t have to worry about how you are going to pay for covered repairs if a breakdown occurs.
  • Cost Savings – You can save money by paying a low deductible per service call instead of paying the full cost of covered repairs.
  • Convenience – You need only call one toll-free number to arrange for service through our network of local, professional technicians.
  • Peace of Mind – You can call the automated Customer Care Line 24 hours a day, 7 days a week. Personnel available to authorize emergency service, if needed.
Some key facts to be aware of include:
The Home Protection Plan does not cover everything and is only intended to provide protection for covered breakdowns. Certain exclusions and limitations apply. Be sure to carefully read the entire Terms and Conditions and, in particular, sections E) Exclusions and F) Limitations of liability.

The Home Protection Plan does not replace the need for a home inspection – pre-existing defects improper installation or building code violations are not covered.

If you have a claim, you must receive an authorization based on an estimate of cost prior to any work being performed or your claim will not be paid. Be sure to call prior the start of any repairs or replacement.

You are not required to purchase the Home Protection Plan to obtain financing or for any other reason; purchase is strictly voluntary.

Monique Hailer – CENTURY-21 New Millennium

Mobile: (443)532-5407

Email: moniquehailer@mris.com

Search for Homes: Southern Maryland Waterfont Solomons Island Waterfront

If you’re a waterfront buyer, or a real estate seller, although this particular post is not about real estate, you’ve still come to the right place. If you’re interested in buying or selling waterfront real estate in the cities of Solomon’s, Clements, Lusby, Dunkirk, Owings, Huntingtown, California, Lexington Park, Leonardtown, Hollywood, Saint Leonard, Cove Point or any other city Calvert, Charles or St. Mary’s Counties , I’ve sold real estate in most every city in the vicinity, So if you have any questions about the area, please feel free to ask. www.somdforsale.com

I write many posts about things to do and places you can visit in Calvert, St. Mary’s and Charles Counties . Sit back and relax and browse my blogs. Southern Maryland Real Estate Blog

Read Full Post »

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